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A Laid-Back Life In Ormond Beach

money-saving tips. parenting adventures. note-worthy sharing of thoughts.

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  • Buying Medicines Online

    Jan 26th 2012

    By: Tingting Rimart

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    For the past couple of days, my little mushroom had a minor case of cough and colds. I had to go out late at night to buy the medicine that she needed. Fortunately, there are a lot of over the counter drugs that really work. I went home with two bottles of bubble gum flavored cough and colds syrup. In a day time, she recuperated. The next step now is to get the flu shot in the next two months.

    I am really grateful that, there is a 24/7 pharmacy within 10 miles from home. Whenever somebody in our household is sick, I can always go out and buy the medicine even late at night. My sympathy goes people, especially senior citizens, in places wherein the convenience of a local pharmacy is not known.

    In Canada, there is an online company that caters to the need of buying Canada drugs online. Its goal is to provide quality and reasonably priced generic and branded medicines. The website is legit. In fact, it is accredited by the Canadian International Pharmacy Association (CIPA). People who buy lipitor or other prescription drugs need not worry. With the company’s live support 7 days a week, buying online proves to be easy and convenient.

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    Health

  • Thiba-do Cup Annual Tournament 2012

    Jan 21st 2012

    By: Tingting Rimart

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    After about three hours on the road, we arrived at the Thiba-do Cup Annual Tournament 2012 in St. Petersburg, Florida. Tae Kwon Do students and instructors from different parts of Central and Northern Florida attended the said sports event. Our little mushroom was one of those anxious participants that did well. She bagged first place for both form and point sparring in her division, just like the previous year’s tournament. We’re proud parents once again!

    Here are videos of our little mushroom doing her stuff.

    Form

    Point Sparring

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    Recreation & Sports

    Thiba-do Cup Annual Tournament 2012

  • Daytona Beach Flea & Farmers Market

    Jan 16th 2012

    By: Tingting Rimart

    No comments

    Finally, the Knight took me and the little mushroom to the Daytona Beach Flea & Farmers Market yesterday. The place is just what I expected. It reminded me of Cogon or Carmen market in Cagayan de Oro City, but a cleaner and safer version. The merchandise are mostly cheaper than what the big-box stores sell for. Here are some of the pictures that I took. Enjoy!

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    People & Places

    Daytona Beach Flea & Farmers Market

  • Walgreens vs Express Scripts

    Jan 15th 2012

    By: Tingting Rimart

    No comments

    This post brought to you by Walgreens. All opinions are 100% mine.

    Due to unresolved issues and different viewpoints, the contract between two important players in the healthcare industry – Walgreens and Express Scripts – was not renewed effective January 1, 2012. Express Scripts removed Walgreens from its network of retail pharmacies.

    Our household is deeply saddened by this news. We are one of the millions of people benefiting from Walgreens being affiliated with Express Scripts. Though we buy prescription medication only once or twice a year, this abrupt change will surely affect the convenience of getting it. Walgreens is the most accessible and the nearest pharmacy from our home. In fact, we only not buy medicines from them, but as well as some grocery products. With their 24/7 and drive-thru service, the company stays true to its mission – a pharmacy and a convenience store rolled into one place. As for Express Scripts, it was not our choice. Our health insurance has partnered with them. It is the same thing as saying – we have no choice, but to suck it up.

    We are glad that Walgreens is doing something to continue its good services to its clients. The company has started a program called Prescription Savings Club at Walgreens. For $10.00 a year, our household can avail of the discounted price on both branded and generic medications.

    If you want to support Walgreens stand on this issue, you can follow Walgreens on Twitter and like Walgreens on Facebook.

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    Computer & Internet

  • An Amazing Rendition of a Mash-up Song

    Jan 15th 2012

    By: Tingting Rimart

    No comments

    For quite some time, I stopped viewing Filipino TV shows over the Internet. A number of shows are mimicking popular western reality TV shows. I do not need that. It is already at a point of saturation. Even then, people still patronize these shows.

    Whenever I crave for a different kind of entertainment, I usually surf Youtube for interesting videos. I found this amazing rendition of a mash-up song of two famous songs, Wind Beneath My Wings and If I Could. It was sung by two Filipinos, Aiza Seguerra and Krizza Neri as their piece in the nationwide talent search called Protégé. I was blown away by the song, and the singers too. I always play it over and over again, even while doing my mat exercise.

    Here is the video, enjoy!

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    Arts & Entertainment

    Aiza Seguerra and Krizza Neri, An Amazing Rendition of a Mash-up Song, Protege Krizza Neri

  • She did it again!

    Jan 14th 2012

    By: Tingting Rimart

    No comments

    Just as I expected, my little mushroom got all A‘s again for the second quarter! When she gave me her report card, I already knew that, it would be all A‘s; so I showed no surprise at all in my face. She jokingly told me, “I should get an F, just so you will be surprised.” I just laughed. I, once again, stressed that I am proud of her, and she is heading the right way. Hopefully, she will continue the journey unfazed.

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    Computer & Internet

    She did it again!

  • Money For College

    Jan 13th 2012

    By: Tingting Rimart

    No comments

    There are so many ways in securing a college education for our children. First and foremost, saving money in the bank. It is the easiest, but hard-to-maintain habit, especially if we are living paycheck-to-paycheck. It needs discipline and commitment, even huge sacrifices. Some of us go to the prepaid college plan route. Most states in the country offer this educational plan to its residents. In Florida, there are two types of plans to choose from – the traditional 529 prepaid college plan and the college investment plan. It is basically like saving in a bank, but the difference is the money you save goes to a third-party institution for safe-keeping. The 529 prepaid plan is stable and government-guaranteed, whereas the college investment plan is the opposite. The term “investment” in itself gives a hint on the nature of this plan. Basically, the money can grow or go low depending on the stock market.

    Here is another way unknown to others – joining loyalty programs. Businesses in the country support the importance of education for the next generation. In fact, some companies offer educational benefits as part of their loyalty program. Probably, the most prominent and popular among this type of loyalty programs is the Upromise. As its catch phrase says – Money for College – it is designed to save little by little towards a college education. A certain percentage of the money we pay for products affiliated with Upromise goes towards college savings. Aside from buying from big-box stores, we can also  earn from online purchases. We can get ecoupons and online deals from their website. So the savings we get is in two parts – towards a college education and a upfront discount towards products. The best part – registration is free!

    Last but not the least (and the path that I am taking), teaching our children to aim for academic excellence. Ultimately the goal is - bagging college academic scholarships.

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    Education

    Money For College

  • One Foggy Morning

    Jan 8th 2012

    By: Tingting Rimart

    No comments

    I sure hope tomorrow will not be as foggy as this morning.  The fog creates a scenic beauty; but sad to say, it also poses as a safety hazard to motorists. It is really getting cold here down south. The  grass in our lawn is also getting brown. It is dying gradually. Sigh.

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    Computer & Internet

    One Foggy Morning

  • A Freehand Drawing

    Jan 5th 2012

    By: Tingting Rimart

    No comments

    The little mushroom tried her luck with freehand drawing. I got to admit – it is not bad for somebody who did it out of boredom. It is one of her talents that need honing. She likes art. She asked a few times if I could buy her paints and other art materials, but I declined. Drawing is fine, but painting is another thing. The last thing that I want to see – paint stains on the carpet. Perhaps, someday. A summer art class is definitely in her bucketlist.

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    Arts & Entertainment

    A Freehand Drawing

  • We got visitors!

    Jan 2nd 2012

    By: Tingting Rimart

    No comments

    We started the year with unexpected visitors. Our home was graced by the presence of two lovely creatures in our own front yard. This is a clear indication that, our neighborhood still has the “nature” that most of us desire. It makes our home feels more homey. Hopefully, this does not mean having alligators living in the man-made lake at the back of our home. That would be a different kind of excitement.

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    Science & Nature

    We got visitors!

  • Back to the Usual

    Jan 1st 2012

    By: Tingting Rimart

    No comments

    That is right. Tomorrow is the start of the “usual”. There are no more long holiday weekends, and classes will start as usual. This also means, the little mushroom will be back to her regular martial arts classes. She will be back to being the active and athletic kid that she is. The only thing that I am not so fond about it is – she has to bring her gym bag to school every day. It is pretty heavy, if you ask me. Good thing – she has the strength to carry it until the afternoon to her martial arts class. The place does not have steel lockers. They do have a locker, but it is open. It is just basically steel racks where the kids can store their (other) gym bags, which contain the sparring gears. As for the daily gym bag that she carries, she just put it anywhere there’s a space. It is not the usual gym set-up, but so far, parents are fine with it. Since it is a privately owned establishment, I do not really have much of a choice. It is a matter of – take it or leave it, and I choose to “take it”.

    Anyway, I am hoping that the new year will bring more blessings to my family and to everyone. I pray and hope that, 2012 is a great year for us just like 2011.

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    Recreation & Sports

    Back to the Usual

  • New Year, New Financial Outlook

    Dec 30th 2011

    By: Tingting Rimart

    No comments

    It is another long holiday weekend! Two more sleeps and we will be welcoming the year 2012. I envy those people who will spend it with their whole family and relatives. In my case, it is just my family and no relatives at all. Dinner will be simple as usual. Anyway, it will still be great. I am with the Knight and the little mushroom.

    Aside from the celebration, I am also researching about the upcoming tax season. I need to know what’s new and what’s not for tax year 2011. With the assistance of a tax software, I usually prepare my tax returns. Thanks to my unsatisfactory experience with H&R Block a few years ago, it gave me the push to do it myself.

    It is also the time to re-evaluate my finances, eliminating what is unnecessary. The first in the list  are credit cards with annual fees and high APRs. I am grateful for websites that give credit card ratings. Comparing the pros-and-cons of each card will be easier and quicker. I am lucky though, because I have not fallen into the temptation of maxing out my cards. Besides, the very reason I got them is because of the goal to create a credit history. Now that I have accomplished that, it is time to cut-off what needs to be cut-off.

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    Business & Finance

    New Financial Outlook, New Year

  • Ornaments

    Dec 28th 2011

    By: Tingting Rimart

    No comments

    Post contributed by Leonard Phelps

    Our internet went out for several hours last week, so my husband decided that we were going to switch internet providers. He found one he liked by searching “wireless internet Daytona Beach”. I am so glad he did because I found the cutest project online for our kids to do. I have wanted to make some sort of ornament for them to put their handprint on and I finally found one I liked on Pineterest. It uses flour, salt, and water to make dough in which the kids can put their handprints in and bake in the oven to harden it. I tried it yesterday and I am really happy with how they turned out. My two-year-old son made one of his handprint and I made another one using my six-month-old daughter’s foot. I put their initials and the year on them and I think I will paint them sometime this week to make them more festive. If they turn out really good I will probably make more for my parents and my husband’s parents. I wish I had done this when my son had his first Christmas, but I was in survival mode then and was not nearly as crafty.

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    Celebrations & Occassions

    Ornaments

  • It’s the thought…

    Dec 28th 2011

    By: Tingting Rimart

    No comments

    …that counts.

    For the first time, I gave holiday well-wishing greeting cards to my colleagues. It is very unlikely of me to do this. Every holiday season, I am always unprepared. But you know what, even if it is just a card, they were grateful for it. That’s what I like about people here – even the smallest gesture of thoughtfulness is acknowledged. Most importantly, thoughtfulness is never counted in dollars.

    December is the most expensive month of the year. It is also the most-liked month. In the Philippines, this is the time employees get their 13th month pay, which is mandated by law, and if they get lucky – a month pay as Christmas bonus.

    To others, the holiday season means spending tons of money on gifts. There is no such thing as a loved one, it is loved “ones”. Yes, you buy for the whole gang. On top that, it is a must to give something to the godchildren.

    To my godchildren (and relatives), sorry if I have not been there to shower you with gifts. Someday, I make it up to you. Just because I live in the US, it does not mean that I am rich. Thank you for understanding.

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    Celebrations & Occassions

  • One Step Closer To A Scholarship

    Dec 25th 2011

    By: Tingting Rimart

    No comments

    Being a mother to a knowledge-hungry child, I always find ways to challenge my daughter’s intellect. This is to make sure that, she is not bored. Actually, it is just recently that I realized this after reading a website regarding academically exceptional children. This is one of the expert’s suggestions that I take seriously. It is also very timely that, the little mushroom got an invitation to the The Belin-Blank Exceptional Talent Search (BESTS), established by the University of Iowa in consortium with Stetson University in Florida. Invitation is extended to students in the gifted program or have scored on or above 95th percentile on any subject area on the FCAT and other standardized tests. Indeed, I am one proud mother. Below is the front of the invitation:

    I have to admit – I am very particular with the educational progress of my little mushroom. With the cost of college education in the US, who would not be? Right now, I am not in a situation wherein I can pay for a pre-paid college plan. It is pretty expensive, if you ask me. Fortunately, the little mushroom is smart. So joining programs like BESTS (or HATS of Stetson University) is one step closer to an academic scholarship. Also, there are websites out there that specialized in finding the right scholarships and student grants for certain groups, even for left handed students. I am really surprised of the many grants that there is in this country. It is just a matter of seeking for it, and qualifies for it too (of course). Worst comes to worst – I can always look for financial aid information should the need arise.

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    Education

    BESTS University of Iowa, HATS Stetson University, One Step Closer To A Scholarship, The Belin-Blank Exceptional Talent Search (BESTS)

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    • Buying Medicines Online
    • Thiba-do Cup Annual Tournament 2012
    • Daytona Beach Flea & Farmers Market
    • Walgreens vs Express Scripts
    • An Amazing Rendition of a Mash-up Song
    • She did it again!
    • Money For College
    • One Foggy Morning
    • A Freehand Drawing
    • We got visitors!
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